Micro-credit, when done properly, can be a huge blessing to very poor people who, with a small business loan, are given an opportunity they would never had otherwise to lift themselves from poverty. Heaven’s Family’s Micro-Loan Ministry, under the very capable directorship of Dan Steward, is the biggest thing Heaven’s Family is doing around the world. Dan and his team, consisting of his wife, Terry, Isaac and Sarah Smoak, and Jenna Liberati, are touching lives in 13 nations now, and one of those nations is Myanmar.