It has been such a joy to meet with our micro-bankers and their borrowers over the past few days, at their places of business and in their God’s Love Groups. One of those borrowers really caught my attention. He lives in the middle of nowhere, way out in the bush, in a tiny village consisting of thatched-roof mud huts named Pumuzika. His name is Robert Odaga, and before he received his first and second loans from Heaven’s Family, he attended one of our Micro-Loan Ministry’s Small Business Trainings (SBTs). It changed his life.