Siang Ngun is proud of what her hard work has accomplished, and she loves to show off the fruit of her labors, literally. Siang cultivates organically-grown guava fruit. Her secret to growing guava without pesticides? Siang ties immature fruit in small, quart-size plastic shopping bags, keeping out insects and birds.

Tial Phawng and her husband, U Sang Hleih, both loved the Lord. U Sang was raised in a Christian family, and he committed himself to the Lord in his youth. Tial gave her heart to Jesus in 1971. Together, they had three children whom they raised in their little home on the outskirts of Yangon, Myanmar.

Sarah Ruguru is one of the world's poorest people. She lives in a slum called Mita Moja, a jumble of tiny mud-and-stick shacks on the outskirts of Kitale, Kenya. Trash is everywhere. Open sewers flow through channels cut along unpaved streets.

Everywhere I traveled in Kenya, I witnessed small economic miracles that have changed the lives of widows who were once desperately poor. All have been helped though Heaven's Family micro-loans, which have enabled them to lift themselves to self-sufficiency through their own enterprising small businesses.